PS4
Payback uses different cars and preparation for Race, Drift, Drag, Offroad and Runner. Platinum is not merely defeating The House; collectibles, activities, online Speedlists and a Derelict build remain. Start that build early and change equipment when objectives require it. Speed Cards are specific to this entry; do not apply Heat’s roadmap expecting money, REP and parts to work identically.
Base-game platinum roadmap for PS4. DLC trophy groups are separate.
- Required difficulty: No mandatory difficulty; Easy is allowed.
- Missable trophies: Events and collectibles can be cleaned up; invest in a Derelict early.
- Online: Ranked Speedlists and Autolog recommendations depend on online functionality.
Five disciplines, different setups
Complete leagues using a car suited to their discipline. A high nominal performance rating alone does not fix a setup poorly suited to drifting or off-road driving. When progress stalls, inspect class, parts and tuning before repeating the route. Familiarity with a racing line is more useful than random purchases after every defeat.
- Check class and tuning before retrying a league.
Build a Derelict early
Collect a Derelict’s parts and develop it while completing useful events rather than postponing everything until postgame. Another Man’s Treasure requires the stated performance level on the rebuilt vehicle. Confirm the car’s identity before spending heavily; upgrading an ordinary vehicle to the same rating does not replace that condition.
- Choose a Derelict to upgrade to the required level.
Speed Cards and brand sets
Brand trophies require coherent sets; a powerful mixed collection can leave the condition unfinished. Inspect slots before replacing a card and preserve components needed for missing sets. Combine this work with REP progression, checking which event or purchase can genuinely improve the car currently in use.
- Check the brand in every required set slot.
Activities and collectibles by district
Use district loops for chips, billboards and activities. Jumps, speed traps and drift zones need different approaches: choose direction, run-up and car according to the task. Before repeatedly chasing a threshold, inspect preparation; a well-driven route can still fail with an unsuitable vehicle. Audit map progress after each loop.
- Complete and audit one district before moving to another.
Check Speedlists before the end
First Strike is Deadly concerns a complete Speedlist, while The Climb specifies ranked events. Test required playlists early rather than adding races from another format. After the story inspect missing REP, Derelict and collectibles, then replay events for a clear purpose rather than automatically repeating the most familiar route.
- Verify that The Climb events are ranked.
Trophies to watch
Another Man's Treasure
Get a Derelict car to 399 Performance Level
The 399 rating must belong to a rebuilt Derelict.
The Climb
Complete 10 events in Ranked Speedlists
Check the ranked format before counting events.
All In
Collect all of the Gambler's Chips
Group chips by district and compare map counts.
Frequently asked questions
Does any 399 car qualify?
Not for Another Man’s Treasure; the description requires a Derelict.
Do mixed-brand Speed Cards complete a set?
Brand-specific trophies require the corresponding set; inspect every slot.
Can I avoid ranked play?
The Climb requires Ranked Speedlist events; story races do not replace that condition.
Sources
Trophy lists
Buying the game
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